While I wait, I could look at the other option, Hybrid cars. I would like a cheap hybrid car where the fuel engine isn't involved in the kinetic transmission of the wheels. The fuel engine would just charge the smaller battery. I'm not sure if there is a word for it, or even if such a car exists. Diesel electric trains work like that, a diesel engine generates electricity for an electric motor that powers the wheels. The engine doesn't transmit motion to the wheels, it transmits motion to a electric generator that powers the wheels.
The deals I saw for hybrid cars are closer to my goal of having a new car with insurance for £150 per month or less. The trouble is they seem to have a mixed transmission, they have electric motor for slow speeds and fuel transmission for higher speeds and they power different wheels.
There is still a ravine between my goal and reality, I wait patiently for a clever guy to find a way. To find a way to bring down the cost.